Advances in veterinary care have given us the opportunity to keep our pet’s healthier and living longer than ever before. However, these advances don’t come cheap. They come at a cost; a very real cost that can adversely affect a pet owner’s wallet. That’s where pet insurance enters the picture.
Pet Health Insurance Versus Human Health Insurance
Most of us understand the value of health insurance for ourselves and our families. After all, even a short hospital stay for a minor medical procedure can run into the thousands or even tens of thousands of dollars. It makes sense, then, that purchasing health insurance for our pets might be a wise decision as well. And it might very well be.
Still, there are very real differences between human health insurance and pet health insurance. Understanding these differences is important in making an intelligent decision about insuring your pet.
Pet Health Insurance: What Company? What Policy?
Currently, there are several companies that offer pet health insurance. On top of that, there are many different types of policies available. There is an insurance option available to fit the needs of almost any pet owner but it is important for pet owners to understand exactly what they are purchasing, what the policy covers and what it doesn’t.
Common Pet Health Insurance Questions Answered
We’re fortunate in this episode of Animal Cafe to have Laura Bennett joining us. Laura is the CEO and co-founder of Embrace Pet Insurance. In this interview with Animal Cafe’s Dr. Lorie Huston, Laura shares some of her insights about pet health insurance. She talks about her experience being the first pet insurance actuary in the US and discusses the ins and outs of purchasing and taking advantage of pet health insurance.